What must a title producer disclose to clients?

A title producer must disclose potential conflicts of interest, fees, and the terms of the title insurance policy because these elements are crucial for maintaining transparency and trust in the client relationship. Clients deserve to understand any financial aspects related to their title insurance, including applicable fees and how these fees may vary. Additionally, if there are any potential conflicts of interest, such as relationships with other parties in a transaction that could influence the producer's recommendations, this must be disclosed to ensure that clients are fully informed and can make decisions based on an unbiased view.

This disclosure is part of ethical practices in the title insurance industry, as it safeguards the client's interests and enhances their ability to assess the advice and services being provided. The other options, while they may hold value in certain contexts, do not encompass the essential information that directly impacts the client's decision-making process regarding title insurance.