What is the role of a title agent?

The role of a title agent is primarily to act as an intermediary between the buyer, seller, and title insurance company. This entails coordinating the various parties involved in a real estate transaction, ensuring proper communication and documentation flow among them. The title agent is responsible for conducting a title search to verify ownership of the property and to identify any liens or encumbrances that may affect the title.

In this role, the title agent also prepares the necessary documents for closing, facilitates the closing process, and ensures that the title insurance is issued properly. By serving as the link between all parties, the title agent helps to mitigate risks during the transaction, promoting a smoother and more secure transfer of property ownership.

The other options do not accurately define the title agent's primary role. For example, providing legal representation is typically outside the scope of a title agent’s duties, which are more about facilitating the transaction than offering legal counsel. Inspecting properties for insurance eligibility and finalizing home financing details are tasks generally handled by other professionals, such as home inspectors and mortgage lenders, respectively.